Itau Unibanco Holding S.A. (ITUB): price, analyst ratings, earnings and fundamentals
Updated 16 September 2026, 08:02 ET
Itau Unibanco Holding S.A. (ITUB) closed at $8.26 on 15 September 2026, up 0.4%. The stock is up 11.6% over one month and up 18.5% over one year. It trades 14.0% below its 52-week high of $9.60. Analysts recorded 1 action in the last 90 days; the median price target of $10 is 21.1% above the last close. The company last reported on 4 August 2026 for Q2 2026: EPS of $0.21 against an estimate of $0.22, a miss of 4.5%, on revenue of $9.2 billion.
Price and performance
Performance figures use dividend and split adjusted closes over trading sessions, so a one-year move compares the last close with the close 252 sessions earlier. The 52-week range uses the adjusted daily highs and lows of the same window. Read the guide: Momentum, trend and technical indicators.
The live chart with technical indicators is in the app: open ITUB in FundSpec.
Analyst ratings
Over the last 90 days FundSpec recorded 1 analyst action on ITUB from 1 firm: 1 maintained or reiterated a view. Price targets were 1 raised. The most recent price target on file, from 1 firm, is $10, 21.1% above the last close.
| Date | Firm | Action | Price target |
|---|---|---|---|
| 7 Jul 2026 | JP Morgan | Maintains Overweight | $9.00 to $10.00 |
| 18 Feb 2026 | JP Morgan | Maintains Overweight | $8.00 to $9.00 |
| 25 Nov 2025 | JP Morgan | Maintains Overweight | $6.80 to $7.77 |
| 10 Jul 2025 | UBS | Downgrades to Neutral from Buy | |
| 17 Jan 2025 | UBS | Upgrades to Buy from Neutral | |
| 13 Jan 2025 | HSBC | Upgrades to Buy from Hold | $6.00 |
| 7 Nov 2024 | JP Morgan | Maintains Overweight | $7.06 to $6.17 |
| 22 Aug 2024 | UBS | Downgrades to Neutral from Buy | |
| 16 Jan 2024 | B of A Securities | Upgrades to Buy from Neutral | $5.83 to $7.06 |
| 16 Oct 2023 | Jefferies | Initiates Coverage On Hold | $5.39 |
A price target is one firm's twelve-month view, and the median across firms is a steadier reading than any single call. Upgrades and downgrades matter more when they change a rating, not only a target. Read the guide: What analyst ratings and price targets actually tell you.
Every action with the firm's history is in Analyst Ratings.
Earnings
The next report is scheduled for 3 November 2026 after the close for Q3 2026, with EPS expected at $0.22 on revenue of $9.5 billion. Itau Unibanco Holding S.A. beat the EPS estimate in 3 of its last 5 reported quarters.
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue |
|---|---|---|---|---|---|
| Q2 2026 | 4 Aug 2026 | $0.22 | $0.21 | -4.55% | $9.2B |
| Q1 2026 | 5 May 2026 | $0.22 | $0.21 | -4.55% | $8.9B |
| Q4 2025 | 4 Feb 2026 | $0.20 | $0.21 | +5.00% | $8.8B |
| Q3 2025 | 4 Nov 2025 | $0.18 | $0.18 | 0.00% | $8.5B |
| Q2 2025 | 5 Aug 2025 | $0.17 | $0.18 | +5.88% | $8.1B |
| Q1 2025 | 8 May 2025 | $0.16 | $0.18 | +12.50% | $7.6B |
| Q4 2024 | 5 Feb 2025 | $0.17 | $0.17 | 0.00% | $7.6B |
| Q3 2024 | 4 Nov 2024 | $0.17 | $0.17 | 0.00% | $7.7B |
An earnings surprise is the reported EPS against the consensus estimate on the day. The price reaction depends as much on guidance and on what was already priced in as on the surprise itself. Read the guide: Earnings season: estimates, surprises and price reaction.
Estimates, confirmed dates and alerts for every company are in Earnings.
Fundamentals
On a trailing twelve month basis the company shows revenue growth of 8.44%, a gross margin of N.A., an operating margin of N.A. and a return on equity of 20.48%.
Assets
| Line | Amount |
|---|---|
| Cash & Cash Equivalents | $117,286,000,000 |
| Plant, Property & Equipment, Net | $9,193,000,000 |
| Deferred Tax Asset | $70,206,000,000 |
Liabilities and equity
| Line | Amount |
|---|---|
| Other Current Liabilities | $55,759,000,000 |
| Minority Interest | $10,194,000,000 |
| Total Liabilities | $2,633,191,000,000 |
| Total Stockholders Equity | $211,090,000,000 |
Figures as filed with the SEC for the period ended 31 December 2024, in US dollars.
FundSpec fundamental metrics
Each metric is computed from the company's filings and ranked against every company FundSpec covers; the percentile is the share of covered companies with a lower value.
Profitability
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Free Cashflow Margin Pct | 3.1% | 49th | Calculated as the ratio of Free Cashflow from Operating Activities / Net Sales. It measures how much per dollar of revenue the company is able to convert into free cash flow. |
| PreTax Margin Pct | 21.2% | 79th | Calculated as the ratio of (Gross profit - (Operating Expense + Interest Expense)) / Revenue. The pretax profit margin enables profitability to be compared across companies with significant differences in size, scale, capital structure and tax rates. |
| Return on Equity Pct | 20.5% | 86th | Calculated as the ratio of Net Income / Shareholders' equity. It is a measure of how much profit a company generates with the money shareholders have invested. |
Cashflow
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| FCF Pct Growth | -92.9% | 1st | The Free Cash Flow growth rate over the trailing twelve months (TTM) |
| FCF Pct Growth 3 year CAGR | -90.1% | 3rd | The Free Cash Flow compound annual growth rate (CAGR) over the past 3 years |
| FCF Pct Growth 5 year CAGR | -84.4% | 5th | The Free Cash Flow compound annual growth rate (CAGR) over the past 5 years |
| Operating Cashflow Pct Growth | -90.9% | 1st | The Operating Cashflow growth rate over the trailing twelve months (TTM) |
| Operating Cashflow Pct Growth 3 year CAGR (FY) | -49.3% | 8th | The Operating Cashflow compound annual growth rate (CAGR) over the past 3 years |
| Operating Cashflow Pct Growth 5 year CAGR (FY) | -27.4% | 12th | The Operating Cashflow compound annual growth rate (CAGR) over the past 5 years |
Earnings Growth (Net Income)
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Net Income Pct Growth | 24.1% | 60th | The Net Income growth rate over the trailing twelve months (TTM) |
| Net Income Pct Growth 3 year CAGR | 15.4% | 68th | The Net Income compound annual growth rate (CAGR) over the past 3 years |
| Net Income Pct Growth 5 year CAGR | 8.7% | 62nd | The Net Income compound annual growth rate (CAGR) over the past 5 years |
Top Line Growth
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Revenue Pct Growth | 8.4% | 57th | The Revenue (Sales) growth rate over the trailing twelve months (TTM) |
| Revenue Pct Growth 3 year CAGR | 10.0% | 65th | The Revenue (Sales) compound annual growth rate (CAGR) over the past 3 years |
| Revenue Pct Growth 5 year CAGR | 7.5% | 51st | The Revenue (Sales) compound annual growth rate (CAGR) over the past 5 years |
Taxes
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Effective Tax Rate Pct | -15.2% | 8th | The effective tax rate of the company over the trailing twelve months (TTM). |
Margins and returns say how much of each dollar of sales becomes profit and how hard the balance sheet is working; leverage and liquidity say how much room the company has when conditions turn. Read the guide: A practical guide to discounted cash flow valuation.
Fair value, peer multiples and the full statement history are in the app: open ITUB in FundSpec.
SEC filings
The latest filing is a 20-F from 30 April 2026.
| Filed | Form | Document |
|---|---|---|
| 30 Apr 2026 | 20-F | View on sec.gov |
| 28 Apr 2025 | 20-F | View on sec.gov |
| 29 Apr 2024 | 20-F | View on sec.gov |
| 28 Apr 2023 | 20-F | View on sec.gov |
| 28 Apr 2022 | 20-F | View on sec.gov |
| 30 Apr 2021 | 20-F | View on sec.gov |
| 27 Apr 2020 | 20-F | View on sec.gov |
| 30 Apr 2019 | 20-F | View on sec.gov |
| 20 Apr 2018 | 20-F | View on sec.gov |
| 20 Apr 2017 | 20-F | View on sec.gov |
Company profile
- Exchange
- NYSE
- Sector
- Banks
- Industry
- Banking
- Headquarters
- SAO PAULO, Brazil
- Chief executive
- Milton M. Filho
- Employees
- 99,600
- Website
- itau.com.br
- SEC CIK
- 0001132597
Itaú Unibanco Holding S.A. provides a range of financial products and services in Brazil and internationally. The company operates through three segments: Retail Banking, Wholesale Banking, and Activities with the Market + Corporation.
Sector and peers
Itau Unibanco Holding S.A. is part of the Banks sector, which FundSpec tracks across 315 companies.
Companies in the same industry by market capitalization:
RY Royal Bank Of CanadaMUFG Mitsubishi Ufj Financial Group Inc.SAN Banco Santander, S.A.TD Toronto Dominion BankSMFG Sumitomo Mitsui Financial Group, Inc.BBVA Banco Bilbao Vizcaya Argentaria, S.A.MFG Mizuho Financial Group Inc.BMO Bank Of Montreal /Can/
Put two of them side by side in Compare.
In FundSpec: the fair value estimate, the momentum reading, relative valuation against sector and industry peers, unusual options activity and AI model signals for ITUB are available to subscribers, with the same screen in the iOS and Android apps.
Open ITUB in FundSpec