Mitsubishi Ufj Financial Group Inc. (MUFG): price, analyst ratings, earnings and fundamentals
Updated 16 September 2026, 08:02 ET
Mitsubishi Ufj Financial Group Inc. (MUFG) closed at $23.71 on 15 September 2026, down 0.8%. The stock is up 2.8% over one month and up 52.3% over one year. It trades 2.3% below its 52-week high of $24.26. The company last reported on 3 August 2026 for Q1 2026: EPS of $0.45, on revenue of $24.5 billion.
Price and performance
Performance figures use dividend and split adjusted closes over trading sessions, so a one-year move compares the last close with the close 252 sessions earlier. The 52-week range uses the adjusted daily highs and lows of the same window. Read the guide: Momentum, trend and technical indicators.
The live chart with technical indicators is in the app: open MUFG in FundSpec.
Analyst ratings
No analyst action on MUFG was recorded in the last 90 days; the most recent is from 27 January 2022.
| Date | Firm | Action | Price target |
|---|---|---|---|
| 27 Jan 2022 | B of A Securities | Upgrades to Buy from Neutral | |
| 13 Jan 2021 | Jefferies | Upgrades to Buy from Hold |
A price target is one firm's twelve-month view, and the median across firms is a steadier reading than any single call. Upgrades and downgrades matter more when they change a rating, not only a target. Read the guide: What analyst ratings and price targets actually tell you.
Every action with the firm's history is in Analyst Ratings.
Earnings
The next report is scheduled for 13 November 2026 before the open for Q2 2026, with revenue expected at $9.9 billion. Mitsubishi Ufj Financial Group Inc. beat the EPS estimate in 6 of its last 6 reported quarters.
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue |
|---|---|---|---|---|---|
| Q1 2026 | 3 Aug 2026 | $0.45 | $24.5B | ||
| Q4 2025 | 15 May 2026 | $0.20 | $0.34 | +70.00% | $25.4B |
| Q3 2025 | 4 Feb 2026 | $0.30 | $0.30 | 0.00% | $24.3B |
| Q2 2025 | 14 Nov 2025 | $0.34 | $0.44 | +29.41% | $24.7B |
| Q1 2025 | 4 Aug 2025 | $0.29 | $0.33 | +13.79% | $22.5B |
| Q4 2024 | 15 May 2025 | $0.03 | $0.07 | +133.33% | $22.0B |
| Q3 2024 | 4 Feb 2025 | $0.19 | $0.27 | +42.11% | $22.4B |
| Q2 2024 | 14 Nov 2024 | $0.26 | $0.40 | +53.85% | $22.4B |
An earnings surprise is the reported EPS against the consensus estimate on the day. The price reaction depends as much on guidance and on what was already priced in as on the surprise itself. Read the guide: Earnings season: estimates, surprises and price reaction.
Estimates, confirmed dates and alerts for every company are in Earnings.
Fundamentals
On a trailing twelve month basis the company shows revenue growth of 9.52%, a gross margin of N.A., an operating margin of 19.93% and a return on equity of 9.14%.
Assets
| Line | Amount |
|---|---|
| Cash & Cash Equivalents | $90,378,397,000,000 |
| Other Receivables | $2,071,305,000,000 |
| Plant, Property & Equipment, Net | $1,084,857,000,000 |
| Operating Lease Right-of-Use Assets | $282,736,000,000 |
| Goodwill Intangible Assets, Net | $2,041,554,000,000 |
| Deferred Tax Asset | $1,961,382,000,000 |
| Total Assets | $425,581,652,000,000 |
Liabilities and equity
| Line | Amount |
|---|---|
| Total Short-term Debt | $12,859,910,000,000 |
| Long-term Debt | $21,884,349,000,000 |
| Operating Lease Liabilities, Long-term | $370,365,000,000 |
| Finance Lease Liabilities | $26,088,000,000 |
| Minority Interest | $1,266,924,000,000 |
| Total Liabilities | $404,741,595,000,000 |
| Additional Paid In Capital | $4,014,472,000,000 |
| Treasury Stock | -$935,120,000,000 |
| Other Accumulated Comprehensive Income | $3,460,451,000,000 |
| Total Stockholders Equity | $19,573,133,000,000 |
| Total Liability & Stockholders Equity | $425,581,652,000,000 |
Figures as filed with the SEC for the period ended 31 March 2026, in US dollars.
FundSpec fundamental metrics
Each metric is computed from the company's filings and ranked against every company FundSpec covers; the percentile is the share of covered companies with a lower value.
Leverage
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Debt/Assets | 0.08 | 55th | Calculated as the ratio of Short-Term Debt + Long-Term Debt / Total Assets. The higher the ratio, the higher the degree of leverage, and consequently, financial risk |
| Debt/Equity | 1.78 | 87th | Calculated as the ratio of Total Liabilities / Shareholders' Equity. The ratio indicates how much debt a company is using to finance its assets relative to the amount of value represented in shareholders’ equity |
| Degree of Operational Leverage | 5.37 | 84th | Calculated as the ratio of Percentage change in EBIT / Percentage change in revenue. It is a measure of how earnings for the company is impacted by its sales activity. |
| Long Term Debt/Long Term Capital | 0.53 | 65th | Calculated as Long-Term Debt / (Long-Term Debt + Shareholders' Equity). The ratio is an indicator of the company's leverage |
| Long Term Debt/Total Capital | 0.40 | 56th | Calculated as (Short-Term Debt + Long-Term Debt / (Short-Term Debt + Long-Term Debt + Shareholders' Equity). The ratio is an indicator of the company's leverage |
Earnings Growth (EBIT)
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| EBIT Pct Growth | 51.1% | 85th | The EBIT growth rate over the trailing twelve months (TTM) |
| EBIT Pct Growth 3 year CAGR | 14.5% | 36th | The EBIT compound annual growth rate (CAGR) over the past 3 years |
| EBIT Pct Growth 5 year CAGR | 13.7% | 21st | The Adjusted EBIT compound annual growth rate (CAGR) over the past 5 years |
Earnings Growth (EBITDA)
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| EBITDA Pct Growth | 45.4% | 88th | The EBITDA growth rate over the trailing twelve months (TTM) |
| EBITDA Pct Growth 3 year CAGR | 46.9% | 55th | The EBITDA compound annual growth rate (CAGR) over the past 3 years |
| EBITDA Pct Growth 5 year CAGR | 60.8% | 74th | The EBITDA compound annual growth rate (CAGR) over the past 5 years |
Profitability
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Free Cashflow Margin Pct | -30.9% | 20th | Calculated as the ratio of Free Cashflow from Operating Activities / Net Sales. It measures how much per dollar of revenue the company is able to convert into free cash flow. |
| Operating Margin Pct | 19.9% | 80th | Calculated as the ratio of (Revenue - (Cost of Goods Sold + Labour + Sales, General & Administrative)) / Revenue. Operating margins are important because they measure efficiency. The higher the operating margin, the more profitable a company's core business is. |
| Operating Profit Pct Growth | 51.1% | 75th | The Operating Profit growth rate over the trailing twelve months (TTM) |
| Operating Profit Pct Growth 3 year CAGR (FY) | 14.5% | 66th | The Operating Profit compound annual growth rate (CAGR) over the past 3 years |
| Operating Profit Pct Growth 5 year CAGR (FY) | 13.7% | 72nd | The Operating Profit compound annual growth rate (CAGR) over the past 5 years |
| PreTax Margin Pct | 19.8% | 78th | Calculated as the ratio of (Gross profit - (Operating Expense + Interest Expense)) / Revenue. The pretax profit margin enables profitability to be compared across companies with significant differences in size, scale, capital structure and tax rates. |
| Return on Assets Pct | 0.4% | 52nd | Calculated as the ratio of Net Income / Total Assets. It is an indicator of how efficient the company is at using its assets to generate earnings. |
| Return on Equity Pct | 9.1% | 64th | Calculated as the ratio of Net Income / Shareholders' equity. It is a measure of how much profit a company generates with the money shareholders have invested. |
| Return on Invested Capital Pct | 3.3% | 51st | Calculated as the ratio of (Net Income - Dividends) / (Debt + Equity). It is a measure of how efficient the company is at allocating the capital under its control to profitable investments. |
Cashflow
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| FCF Pct Growth 5 year CAGR | 400.0% | 94th | The Free Cash Flow compound annual growth rate (CAGR) over the past 5 years |
| FCF Return on Assets Pct | -0.9% | 41st | Calculated as the ratio of Cashflow from Operations / Total Assets. A high cash return on assets means a company is generating more cash flow from every asset dollar |
| Operating Cashflow Pct Growth 5 year CAGR (FY) | -68.9% | 3rd | The Operating Cashflow compound annual growth rate (CAGR) over the past 5 years |
Earnings Growth (Net Income)
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Net Income Pct Growth | 36.5% | 67th | The Net Income growth rate over the trailing twelve months (TTM) |
| Net Income Pct Growth 3 year CAGR | 65.5% | 95th | The Net Income compound annual growth rate (CAGR) over the past 3 years |
| Net Income Pct Growth 5 year CAGR | 9.1% | 63rd | The Net Income compound annual growth rate (CAGR) over the past 5 years |
Top Line Growth
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Revenue Pct Growth | 9.5% | 60th | The Revenue (Sales) growth rate over the trailing twelve months (TTM) |
| Revenue Pct Growth 3 year CAGR | 24.6% | 85th | The Revenue (Sales) compound annual growth rate (CAGR) over the past 3 years |
| Revenue Pct Growth 5 year CAGR | 15.0% | 74th | The Revenue (Sales) compound annual growth rate (CAGR) over the past 5 years |
Taxes
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Effective Tax Rate Pct | 24.9% | 82nd | The effective tax rate of the company over the trailing twelve months (TTM). |
Margins and returns say how much of each dollar of sales becomes profit and how hard the balance sheet is working; leverage and liquidity say how much room the company has when conditions turn. Read the guide: A practical guide to discounted cash flow valuation.
Fair value, peer multiples and the full statement history are in the app: open MUFG in FundSpec.
Insider activity
In the last 90 days insiders filed 40 transactions: 30 acquisitions covering 479,960 shares and 10 disposals covering 1,079,235 shares. Acquisitions include awards and option exercises as well as open market purchases. The largest by value was a disposal of 414,396 shares by Ufj Financial Group Inc Mitsubishi, 10% Owner on 30 July 2026, worth about $88.4 million at the transaction price.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 30 Jul 2026 | Ufj Financial Group Inc Mitsubishi | 10% Owner | Disposal | 414,396 | $213.28 | $88.4M |
| 15 Jul 2026 | Hironori Kamezawa | Director, Chairman | Disposal | 152,700 | ||
| 15 Jul 2026 | Hironori Kamezawa | Director, Chairman | Acquisition | 76,300 | ||
| 14 Jul 2026 | Kanetsugu Mike | Director | Disposal | 158,826 | ||
| 14 Jul 2026 | Toshiki Ochi | Managing Corporate Executive | Acquisition | 46,800 | ||
| 14 Jul 2026 | Toshiki Ochi | Managing Corporate Executive | Disposal | 93,836 | ||
| 14 Jul 2026 | Hiroyuki Seki | Director | Acquisition | 63,700 | ||
| 14 Jul 2026 | Hiroyuki Seki | Director | Disposal | 127,402 | ||
| 14 Jul 2026 | Makoto Kobayashi | Director | Acquisition | 10,300 | ||
| 14 Jul 2026 | Makoto Kobayashi | Director | Disposal | 20,736 | ||
| 14 Jul 2026 | Hironori Kamezawa | Director, Chairman | Acquisition | 32,900 | ||
| 14 Jul 2026 | Hironori Kamezawa | Director, Chairman | Disposal | 65,914 | ||
| 14 Jul 2026 | Norio Kanie | Director | Acquisition | 5,400 | ||
| 14 Jul 2026 | Norio Kanie | Director | Disposal | 10,826 | ||
| 14 Jul 2026 | Takayuki Sakurai | Managing Corporate Executive | Acquisition | 500 |
Insider filings record what officers and directors did with their own shares. Disposals are often planned sales or tax related, so a pattern across several insiders says more than one filing.
SEC filings
The latest filing is a 20-F from 6 July 2026.
| Filed | Form | Document |
|---|---|---|
| 6 Jul 2026 | 20-F | View on sec.gov |
| 7 Jul 2025 | 20-F | View on sec.gov |
| 30 Jul 2024 | 20-F | View on sec.gov |
| 24 Jul 2023 | 20-F | View on sec.gov |
| 8 Jul 2022 | 20-F | View on sec.gov |
| 9 Jul 2021 | 20-F | View on sec.gov |
| 10 Jul 2020 | 20-F | View on sec.gov |
| 10 Jul 2019 | 20-F | View on sec.gov |
| 12 Jul 2018 | 20-F | View on sec.gov |
| 14 Jul 2017 | 20-F | View on sec.gov |
Company profile
- Exchange
- NYSE
- Sector
- Banks
- Industry
- Banking
- Headquarters
- TOKYO, New York
- Chief executive
- Hironori Kamezawa
- Employees
- 135,000
- Website
- mufg.jp
- SEC CIK
- 0000067088
Mitsubishi UFJ Financial Group, Inc. provides financial services in Japan, the United States, and Asia/Oceania. Its Retail & Commercial Banking Business Group segment offers commercial banking, trust banking, and securities products and services to retail, and small and medium-sized enterprise customers. Its Global Markets Group segment sells and trades in fixed income instruments, currencies, equities, and other investment products.
Sector and peers
Mitsubishi Ufj Financial Group Inc. is part of the Banks sector, which FundSpec tracks across 315 companies.
Companies in the same industry by market capitalization:
RY Royal Bank Of CanadaSAN Banco Santander, S.A.TD Toronto Dominion BankSMFG Sumitomo Mitsui Financial Group, Inc.BBVA Banco Bilbao Vizcaya Argentaria, S.A.MFG Mizuho Financial Group Inc.BMO Bank Of Montreal /Can/HDB Hdfc Bank Ltd.
Put two of them side by side in Compare.
In FundSpec: the fair value estimate, the momentum reading, relative valuation against sector and industry peers, unusual options activity and AI model signals for MUFG are available to subscribers, with the same screen in the iOS and Android apps.
Open MUFG in FundSpec