Privacy Policy
Welcome to FundamentalSpeculation, an app (the 'App') owned and operated by Vembar, LLC, a limited liability company duly formed and existing under the laws of the State of Connecticut whose registered office address is 415 Boston Post Rd PMB 750, Ste 3, Milford, CT 06460, referred to in this document, by the terms 'Provider' or 'we' or 'us' or 'our'. The terms 'user' or 'you' or 'your' refers to any and all users and/or viewers of the App. Your use of the App constitutes your agreement to the following Privacy Policy which, together with our Terms and Conditions of Use, govern the relationship between you and us. If you do not agree to this Privacy Policy, please do not use this App.
To better protect your privacy we provide this notice explaining our online information practices and the choices you can make about the way your information is collected and used. To make this notice easy to find, we make a link to it available on this App.
We reserve the right, to modify, alter, update, and/or otherwise change this Privacy Policy at any time, and you agree to be bound by such modifications, alterations, updates, or changes. The date of the most recent version of this Privacy Policy is shown at the top, left of this Privacy Policy. If your use the App on or after that date, you agree to be bound by any and all such modifications, alterations, updates, and/or changes.
This privacy statement applies to both our iOS and Android version of the App including all websites and domains owned or operated by us. This privacy statement covers personally identifiable information, anonymous data collection and aggregate reporting. Personally identifiable information is any information that is associated with your name or personal identity.
What we collect
During the registration process, the types of personal information you provide to us may include, name, address, phone, fax, email address, social security number, driver’s license number, date of birth, username and password, billing information, transaction, and credit card information. We also support signups using your existing Google accounts which share your name and email address with us. We also use Google's Ad services to serve you ads and Google's Firebase Services for App analytics. Please refer to Google's terms of use and privacy policy for more details. We may log your IP address (the Internet address of your phone/tablet) to give us an idea of which parts of our App you visit and how long you spend there. But we do not link your IP address to any personal information unless you have logged in to the App.
How we use it
We use your personal information for the following purposes:
To make the App easier for you to use by not making you enter your personal information more than once.
To deliver services that you request or purchase.
To help us create and publish content most relevant to you.
To alert you of product upgrades, special offers, updated information and other new services provided from Provider.
To provide feedback in an online survey.
To participate in promotional offers.
To request assistance or fill out support requests.
Who we share it with
We never sell or rent your personal information. Provider may disclose your personal information if required to do so by law (for example, a subpoena) or regulation, or in good faith to (a) comply with legal processes served on the site, or (b) protect the rights and property of Provider, or (c) where our records indicate fraudulent activity, deceptive practices, other activity that a governmental agency should be made aware of, or (d) where your communication suggests possible harm to others.
Provider may transfer information about users if Provider is acquired by or merged with another company. Provider is not responsible for notifying user of such changes.
When you register, Provider will not share your information with third parties without your permission, other than for the limited exceptions already listed. It will only be used for the purposes stated above. We use personal information to reply to inquiries, handle complaints, provide operational notices, keep records up to date to notify you via periodic e-mails of technical service issues, specials, or other related product/service information. Your information may be shared with agents or contractors of Provider for the purpose of performing services for Provider.
Internet Commerce
Provider is committed to data security with respect to information collected via our App. We offer the industry standard security measures available called SSL encryption. If any transactions are conducted, we may also share your name, contact information and credit card information with our authorized service providers who process credit card payments. These service providers may have access to personal information needed to perform their functions, and will process it in accordance with their privacy policies. Payments for subscriptions via the iOS and Android App are handled by Apple and Google respectively. Please see their website to review their service agreement and privacy policy.
Security of your Personal Information
Provider strictly protects the security of your personal information. We carefully protect your data from loss, misuse, unauthorized access or disclosure, alteration, or destruction.
Your personal information is never shared outside the company without your permission, except under conditions explained above. Inside the company, data is stored on password-controlled servers with limited access. You personal information may also be stored on a password-controlled server owned and maintained by a third party entity that provides off-site storage, servers, hosting, and/or other services to Provider. Provider cannot control the security of your personal information stored on or transmitted through this or any other third party.
You also have a significant role in protecting your information. No one can see or edit your personal information without knowing your username and password, so do not share these with others.
We use SSL encryption when collecting or transferring sensitive data such as credit card and personal information. Credit card numbers are only used for processing payment and are not used for other purposes. Our efforts to protect credit card fraud help protect your financial data security.
Access to your Personal Information
We will provide you with the means to ensure that your personal information is correct and current. You may review and update this information at any time by logging into your account.
To protect your privacy and security, we will also take reasonable steps to verify your identity, such as password and username, before granting access to your data.
Use of Cookies
Our App is not setup to track, collect or distribute personal information. Our App does generate certain kinds of non-identifying usage data related to App usage, such as tracking the amount of time a User spends on parts of the App. This information is used for internal purposes only. The statistics contain no personal information and cannot be used to gather such information.
Provider's backend Web services use 'cookies' to help you personalize your online experience. A cookie is a text file that is placed on your device by a server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you. Cookies set by Provider are required for signed in sessions and cannot be disabled while you remain signed in. Advertising and analytics cookies set by third parties can be controlled as described in the Advertising section below.
Advertising
The App and the FundSpec website at fundspec.ai display advertising to users who do not hold an active subscription. Advertising is served by Google through Google AdMob in the App and Google AdSense on the website. Google, as a third party vendor, uses cookies and advertising identifiers to serve ads based on your prior visits to the App, the website and other websites and apps. Google's use of advertising cookies, including the DoubleClick cookie, enables Google and its partners to serve ads to you based on your visit to fundspec.ai and other sites on the Internet. You may opt out of personalized advertising by visiting Google's Ads Settings at https://www.google.com/settings/ads. You may opt out of some third party vendors' use of cookies for personalized advertising by visiting https://www.aboutads.info/choices. Other third party vendors and ad networks may also serve advertising on the website; their collection and use of information is governed by their own privacy policies, and Provider does not control it. Subscribers to FundSpec Unlimited are not shown advertising in the App.
Analytics
The App and the website use Google Analytics for Firebase to measure how they are used: the screens and pages viewed, the type of device and browser, the general location derived from the IP address, crash reports and subscription events. Provider uses this information in aggregate to improve the App and does not use it to identify you.
Website cookies and local storage
In addition to the session cookie described above, the website stores preference values in your browser's local storage, such as your theme and trader profile, so the site looks the same on your next visit. Advertising and analytics cookies may be set by Google as described in the Advertising section. Most browsers let you refuse or delete cookies and clear local storage; doing so may limit some features of the website and will sign you out.
Problems or complaints with Provider's Privacy Policy
We value your comments and opinions. If you have questions, comments or a complaint about compliance with this privacy policy you may contact us via the feedback section of the App or email us at privacy@fundamentalspeculation.io.