Sumitomo Mitsui Financial Group, Inc. (SMFG): price, analyst ratings, earnings and fundamentals
Updated 16 September 2026, 08:02 ET
Sumitomo Mitsui Financial Group, Inc. (SMFG) closed at $26.78 on 15 September 2026, down 1.7%. The stock is up 1.7% over one month and up 60.1% over one year. It trades 3.0% below its 52-week high of $27.61. The company last reported on 31 July 2026 for Q1 2026: EPS of $0.49, on revenue of $17.9 billion.
Price and performance
Performance figures use dividend and split adjusted closes over trading sessions, so a one-year move compares the last close with the close 252 sessions earlier. The 52-week range uses the adjusted daily highs and lows of the same window. Read the guide: Momentum, trend and technical indicators.
The live chart with technical indicators is in the app: open SMFG in FundSpec.
Analyst ratings
No analyst action on SMFG was recorded in the last 90 days; the most recent is from 13 November 2018.
| Date | Firm | Action | Price target |
|---|---|---|---|
| 13 Nov 2018 | Citigroup | Initiates Coverage On Neutral | |
| 7 Feb 2014 | Stifel | Downgrades to Hold from Buy | |
| 6 Dec 2012 | Morgan Stanley | Upgrades to Overweight from Equal-Weight |
A price target is one firm's twelve-month view, and the median across firms is a steadier reading than any single call. Upgrades and downgrades matter more when they change a rating, not only a target. Read the guide: What analyst ratings and price targets actually tell you.
Every action with the firm's history is in Analyst Ratings.
Earnings
The next report is scheduled for 13 November 2026 before the open for Q2 2026, with revenue expected at $8.1 billion. Sumitomo Mitsui Financial Group, Inc. beat the EPS estimate in 3 of its last 6 reported quarters.
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue |
|---|---|---|---|---|---|
| Q1 2026 | 31 Jul 2026 | $0.49 | $17.9B | ||
| Q4 2025 | 13 May 2026 | $0.11 | $0.19 | +72.73% | $18.2B |
| Q3 2025 | 30 Jan 2026 | $0.40 | $0.16 | -60.00% | $17.7B |
| Q2 2025 | 14 Nov 2025 | $0.40 | $0.20 | -50.00% | $18.7B |
| Q1 2025 | 31 Jul 2025 | $0.40 | $16.9B | ||
| Q4 2024 | 14 May 2025 | $0.07 | $0.02 | -71.43% | $16.5B |
| Q3 2024 | 29 Jan 2025 | $0.10 | $0.14 | +40.00% | $15.6B |
| Q2 2024 | 14 Nov 2024 | $0.10 | $0.36 | +260.00% | $18.5B |
An earnings surprise is the reported EPS against the consensus estimate on the day. The price reaction depends as much on guidance and on what was already priced in as on the surprise itself. Read the guide: Earnings season: estimates, surprises and price reaction.
Estimates, confirmed dates and alerts for every company are in Earnings.
Fundamentals
On a trailing twelve month basis the company shows revenue growth of N.A., a gross margin of N.A., an operating margin of N.A. and a return on equity of 3.15%.
Assets
| Line | Amount |
|---|---|
| Cash & Cash Equivalents | $75,250,124,000,000 |
| Plant, Property & Equipment, Net | $1,319,002,000,000 |
| Goodwill Intangible Assets, Net | $1,091,194,000,000 |
| Deferred Tax Asset | $63,176,000,000 |
| Total Assets | $292,165,070,000,000 |
Liabilities and equity
| Line | Amount |
|---|---|
| Long-term Debt | $12,697,699,000,000 |
| Minority Interest | $150,022,000,000 |
| Total Liabilities | $275,676,476,000,000 |
| Retained Earnings | $7,836,548,000,000 |
| Total Stockholders Equity | $16,488,594,000,000 |
| Total Liability & Stockholders Equity | $292,165,070,000,000 |
Figures as filed with the SEC for the period ended 31 March 2025, in US dollars.
FundSpec fundamental metrics
Each metric is computed from the company's filings and ranked against every company FundSpec covers; the percentile is the share of covered companies with a lower value.
Leverage
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Debt/Assets | 0.04 | 49th | Calculated as the ratio of Short-Term Debt + Long-Term Debt / Total Assets. The higher the ratio, the higher the degree of leverage, and consequently, financial risk |
| Debt/Equity | 0.77 | 71st | Calculated as the ratio of Total Liabilities / Shareholders' Equity. The ratio indicates how much debt a company is using to finance its assets relative to the amount of value represented in shareholders’ equity |
| Degree of Financial Leverage | 7.42 | 99th | Calculated as the ratio of Percentage change in EPS / Percentage change in EBIT. A higher degree of financial leverage means that the company has more volatile EPS. |
| Long Term Debt/Long Term Capital | 0.44 | 55th | Calculated as Long-Term Debt / (Long-Term Debt + Shareholders' Equity). The ratio is an indicator of the company's leverage |
Cashflow
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| FCF Pct Growth | 223.7% | 92nd | The Free Cash Flow growth rate over the trailing twelve months (TTM) |
| FCF Pct Growth 3 year CAGR | -40.9% | 23rd | The Free Cash Flow compound annual growth rate (CAGR) over the past 3 years |
| FCF Return on Assets Pct | 1.0% | 50th | Calculated as the ratio of Cashflow from Operations / Total Assets. A high cash return on assets means a company is generating more cash flow from every asset dollar |
| Operating Cashflow Pct Growth | 195.8% | 92nd | The Operating Cashflow growth rate over the trailing twelve months (TTM) |
| Operating Cashflow Pct Growth 3 year CAGR (FY) | -15.6% | 24th | The Operating Cashflow compound annual growth rate (CAGR) over the past 3 years |
| Operating Cashflow Pct Growth 5 year CAGR (FY) | -19.2% | 17th | The Operating Cashflow compound annual growth rate (CAGR) over the past 5 years |
Earnings Growth (Net Income)
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Net Income Pct Growth | -42.3% | 19th | The Net Income growth rate over the trailing twelve months (TTM) |
| Net Income Pct Growth 3 year CAGR | 0.1% | 45th | The Net Income compound annual growth rate (CAGR) over the past 3 years |
| Net Income Pct Growth 5 year CAGR | 17.5% | 77th | The Net Income compound annual growth rate (CAGR) over the past 5 years |
Profitability
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Return on Assets Pct | 0.2% | 50th | Calculated as the ratio of Net Income / Total Assets. It is an indicator of how efficient the company is at using its assets to generate earnings. |
| Return on Equity Pct | 3.2% | 50th | Calculated as the ratio of Net Income / Shareholders' equity. It is a measure of how much profit a company generates with the money shareholders have invested. |
| Return on Invested Capital Pct | 13.2% | 80th | Calculated as the ratio of (Net Income - Dividends) / (Debt + Equity). It is a measure of how efficient the company is at allocating the capital under its control to profitable investments. |
Taxes
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Effective Tax Rate Pct | 21.1% | 70th | The effective tax rate of the company over the trailing twelve months (TTM). |
Margins and returns say how much of each dollar of sales becomes profit and how hard the balance sheet is working; leverage and liquidity say how much room the company has when conditions turn. Read the guide: A practical guide to discounted cash flow valuation.
Fair value, peer multiples and the full statement history are in the app: open SMFG in FundSpec.
SEC filings
The latest filing is a 20-F from 26 June 2026.
| Filed | Form | Document |
|---|---|---|
| 26 Jun 2026 | 20-F | View on sec.gov |
| 27 Jun 2025 | 20-F | View on sec.gov |
| 27 Jun 2024 | 20-F | View on sec.gov |
| 29 Jun 2023 | 20-F | View on sec.gov |
| 29 Jun 2022 | 20-F | View on sec.gov |
| 29 Jun 2021 | 20-F | View on sec.gov |
| 26 Jun 2020 | 20-F | View on sec.gov |
| 27 Jun 2019 | 20-F | View on sec.gov |
| 28 Jun 2018 | 20-F | View on sec.gov |
| 29 Jun 2017 | 20-F | View on sec.gov |
Company profile
- Exchange
- NYSE
- Sector
- Banks
- Industry
- Banking
- Headquarters
- TOKYO, Japan
- Chief executive
- Jun Ohta
- Employees
- 101,000
- Website
- smfg.co.jp
- SEC CIK
- 0001022837
Sumitomo Mitsui Financial Group, Inc. provides commercial banking, leasing, securities, consumer finance, and other services in Japan, the Americas, Europe, Asia, and Oceania. It operates through four segments: Wholesale Business Unit, Retail Business Unit. The Global Markets Business Unit segment offers solutions through foreign exchange products, derivatives, bonds, and stocks.
Sector and peers
Sumitomo Mitsui Financial Group, Inc. is part of the Banks sector, which FundSpec tracks across 315 companies.
Companies in the same industry by market capitalization:
RY Royal Bank Of CanadaMUFG Mitsubishi Ufj Financial Group Inc.SAN Banco Santander, S.A.TD Toronto Dominion BankBBVA Banco Bilbao Vizcaya Argentaria, S.A.MFG Mizuho Financial Group Inc.BMO Bank Of Montreal /Can/HDB Hdfc Bank Ltd.
Put two of them side by side in Compare.
In FundSpec: the fair value estimate, the momentum reading, relative valuation against sector and industry peers, unusual options activity and AI model signals for SMFG are available to subscribers, with the same screen in the iOS and Android apps.
Open SMFG in FundSpec