Chubb Ltd (CB): price, analyst ratings, earnings and fundamentals
Updated 16 September 2026, 08:02 ET
Chubb Ltd (CB) closed at $341.86 on 15 September 2026, unchanged. The stock is down 0.5% over one month and up 22.9% over one year. It trades 6.6% below its 52-week high of $365.91. Analysts recorded 14 actions in the last 90 days; the median price target of $368 is 7.8% above the last close. The company last reported on 21 July 2026 for Q2 2026: EPS of $7.26 against an estimate of $6.67, a beat of 8.8%, on revenue of $12.8 billion.
Price and performance
Performance figures use dividend and split adjusted closes over trading sessions, so a one-year move compares the last close with the close 252 sessions earlier. The 52-week range uses the adjusted daily highs and lows of the same window. Read the guide: Momentum, trend and technical indicators.
The live chart with technical indicators is in the app: open CB in FundSpec.
Analyst ratings
Over the last 90 days FundSpec recorded 14 analyst actions on CB from 11 firms: 13 maintained or reiterated a view and 1 downgrade. Price targets were 12 raised and 1 lowered. The most recent targets from 14 firms range from $271 to $400, with a median of $368, 7.8% above the last close.
| Date | Firm | Action | Price target |
|---|---|---|---|
| 19 Aug 2026 | Morgan Stanley | Maintains Equal-Weight | $340.00 to $360.00 |
| 23 Jul 2026 | Wells Fargo | Maintains Equal-Weight | $358.00 to $356.00 |
| 22 Jul 2026 | Citizens | Reiterates Market Outperform | $400.00 |
| 20 Jul 2026 | JP Morgan | Maintains Neutral | $340.00 to $370.00 |
| 15 Jul 2026 | Piper Sandler | Maintains Neutral | $340.00 to $374.00 |
| 10 Jul 2026 | Evercore ISI Group | Maintains Outperform | $349.00 to $374.00 |
| 10 Jul 2026 | Citizens | Maintains Market Outperform | $365.00 to $400.00 |
| 9 Jul 2026 | Wells Fargo | Maintains Equal-Weight | $333.00 to $358.00 |
| 9 Jul 2026 | Cantor Fitzgerald | Maintains Neutral | $318.00 to $337.00 |
| 9 Jul 2026 | Mizuho | Maintains Neutral | $335.00 to $352.00 |
A price target is one firm's twelve-month view, and the median across firms is a steadier reading than any single call. Upgrades and downgrades matter more when they change a rating, not only a target. Read the guide: What analyst ratings and price targets actually tell you.
Every action with the firm's history is in Analyst Ratings.
Earnings
The next report is scheduled for 20 October 2026 after the close for Q3 2026, with EPS expected at $6.32 on revenue of $14.1 billion. Chubb Ltd beat the EPS estimate in 8 of its last 8 reported quarters.
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue |
|---|---|---|---|---|---|
| Q2 2026 | 21 Jul 2026 | $6.67 | $7.26 | +8.85% | $12.8B |
| Q1 2026 | 21 Apr 2026 | $6.55 | $6.82 | +4.12% | $11.7B |
| Q4 2025 | 3 Feb 2026 | $6.69 | $7.52 | +12.41% | $11.3B |
| Q3 2025 | 21 Oct 2025 | $6.07 | $7.49 | +23.39% | $12.9B |
| Q2 2025 | 22 Jul 2025 | $5.92 | $6.14 | +2.85% | $12.4B |
| Q1 2025 | 22 Apr 2025 | $3.23 | $3.68 | +13.93% | $10.9B |
| Q4 2024 | 28 Jan 2025 | $5.44 | $6.02 | +10.66% | $10.5B |
| Q3 2024 | 29 Oct 2024 | $4.98 | $5.72 | +14.86% | $12.3B |
An earnings surprise is the reported EPS against the consensus estimate on the day. The price reaction depends as much on guidance and on what was already priced in as on the surprise itself. Read the guide: Earnings season: estimates, surprises and price reaction.
Estimates, confirmed dates and alerts for every company are in Earnings.
Fundamentals
For the period ended 31 March 2026, Chubb Ltd reported revenue of $14.8 billion and net income of $2.3 billion. On a trailing twelve month basis the company shows revenue growth of 8.20%, a gross margin of N.A., an operating margin of 24.38% and a return on equity of 16.20%.
Income statement
| Line | Amount |
|---|---|
| Revenue | $14,773,000,000 |
| Selling, General & Administrative Expenses | $1,149,000,000 |
| Interest Expense | $198,000,000 |
| Pre-tax Income | $2,993,000,000 |
| Income Tax Expense | $646,000,000 |
| Net Income | $2,320,000,000 |
Cash flow
| Line | Amount |
|---|---|
| Cash from Operating Activities | $3,947,000,000 |
| Cash from Investing Activities | -$2,835,000,000 |
| Cash from Financing Activities | -$950,000,000 |
| Dividends Paid | $380,000,000 |
| Share Repurchases | $1,174,000,000 |
Assets
| Line | Amount |
|---|---|
| Cash & Cash Equivalents | $2,634,000,000 |
| Restricted Cash | $203,000,000 |
| Plant, Property & Equipment, Net | $3,500,000,000 |
| Operating Lease Right-of-Use Assets | $1,001,000,000 |
| Long-term Investments | $92,111,000,000 |
| Other Investments | $11,170,000,000 |
| Goodwill Intangible Assets, Net | $26,587,000,000 |
| Deferred Tax Asset | $2,917,000,000 |
| Total Assets | $275,456,000,000 |
Liabilities and equity
| Line | Amount |
|---|---|
| Total Short-term Debt | $1,500,000,000 |
| Long-term Debt | $15,970,000,000 |
| Operating Lease Liabilities, Long-term | $1,231,000,000 |
| Deferred Income Taxes | $1,759,000,000 |
| Minority Interest | $6,124,000,000 |
| Other Borrowings | $425,000,000 |
| Total Liabilities | $195,544,000,000 |
| Common Stock | $224,000,000 |
| Retained Earnings | $68,821,000,000 |
| Treasury Stock | -$2,302,000,000 |
| Other Accumulated Comprehensive Income | -$5,911,000,000 |
| Total Stockholders Equity | $73,788,000,000 |
| Total Liability & Stockholders Equity | $275,456,000,000 |
Figures as filed with the SEC for the period ended 31 March 2026, in US dollars.
FundSpec fundamental metrics
Each metric is computed from the company's filings and ranked against every company FundSpec covers; the percentile is the share of covered companies with a lower value.
Leverage
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Debt/Assets | 0.06 | 52nd | Calculated as the ratio of Short-Term Debt + Long-Term Debt / Total Assets. The higher the ratio, the higher the degree of leverage, and consequently, financial risk |
| Debt/Equity | 0.24 | 51st | Calculated as the ratio of Total Liabilities / Shareholders' Equity. The ratio indicates how much debt a company is using to finance its assets relative to the amount of value represented in shareholders’ equity |
| Degree of Financial Leverage | 1.06 | 62nd | Calculated as the ratio of Percentage change in EPS / Percentage change in EBIT. A higher degree of financial leverage means that the company has more volatile EPS. |
| Long Term Debt/Long Term Capital | 0.18 | 28th | Calculated as Long-Term Debt / (Long-Term Debt + Shareholders' Equity). The ratio is an indicator of the company's leverage |
| Long Term Debt/Total Capital | 0.17 | 27th | Calculated as (Short-Term Debt + Long-Term Debt / (Short-Term Debt + Long-Term Debt + Shareholders' Equity). The ratio is an indicator of the company's leverage |
Earnings Growth (Net Income)
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Net Income Pct Growth | 33.6% | 66th | The Net Income growth rate over the trailing twelve months (TTM) |
| Net Income Pct Growth 3 year CAGR | 29.6% | 82nd | The Net Income compound annual growth rate (CAGR) over the past 3 years |
| Net Income Pct Growth 5 year CAGR | 15.2% | 74th | The Net Income compound annual growth rate (CAGR) over the past 5 years |
Cashflow
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Operating Cashflow Pct Growth | 4.6% | 48th | The Operating Cashflow growth rate over the trailing twelve months (TTM) |
| Operating Cashflow Pct Growth 3 year CAGR (FY) | 11.2% | 61st | The Operating Cashflow compound annual growth rate (CAGR) over the past 3 years |
| Operating Cashflow Pct Growth 5 year CAGR (FY) | 8.3% | 63rd | The Operating Cashflow compound annual growth rate (CAGR) over the past 5 years |
Profitability
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Operating Margin Pct | 24.4% | 85th | Calculated as the ratio of (Revenue - (Cost of Goods Sold + Labour + Sales, General & Administrative)) / Revenue. Operating margins are important because they measure efficiency. The higher the operating margin, the more profitable a company's core business is. |
| PreTax Margin Pct | 23.1% | 81st | Calculated as the ratio of (Gross profit - (Operating Expense + Interest Expense)) / Revenue. The pretax profit margin enables profitability to be compared across companies with significant differences in size, scale, capital structure and tax rates. |
| Return on Assets Pct | 4.3% | 77th | Calculated as the ratio of Net Income / Total Assets. It is an indicator of how efficient the company is at using its assets to generate earnings. |
| Return on Equity Pct | 16.2% | 80th | Calculated as the ratio of Net Income / Shareholders' equity. It is a measure of how much profit a company generates with the money shareholders have invested. |
| Return on Invested Capital Pct | 13.7% | 81st | Calculated as the ratio of (Net Income - Dividends) / (Debt + Equity). It is a measure of how efficient the company is at allocating the capital under its control to profitable investments. |
Top Line Growth
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Revenue Pct Growth | 8.2% | 57th | The Revenue (Sales) growth rate over the trailing twelve months (TTM) |
| Revenue Pct Growth 3 year CAGR | 11.0% | 67th | The Revenue (Sales) compound annual growth rate (CAGR) over the past 3 years |
| Revenue Pct Growth 5 year CAGR | 9.7% | 60th | The Revenue (Sales) compound annual growth rate (CAGR) over the past 5 years |
Taxes
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Effective Tax Rate Pct | 19.1% | 64th | The effective tax rate of the company over the trailing twelve months (TTM). |
Margins and returns say how much of each dollar of sales becomes profit and how hard the balance sheet is working; leverage and liquidity say how much room the company has when conditions turn. Read the guide: A practical guide to discounted cash flow valuation.
Fair value, peer multiples and the full statement history are in the app: open CB in FundSpec.
Insider activity
In the last 90 days insiders filed 3 transactions: 3 disposals covering 14,146 shares. Acquisitions include awards and option exercises as well as open market purchases. The largest by value was a disposal of 8,502 shares by Joseph F Wayland, Executive Vice President and* on 28 July 2026, worth about $3.1 million at the transaction price.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 1 Sep 2026 | Joseph F Wayland | Executive Vice President and* | Disposal | 144 | $338.74 | $49K |
| 21 Aug 2026 | Michael P Connors | Director | Disposal | 5,500 | $345.00 | $1.9M |
| 28 Jul 2026 | Joseph F Wayland | Executive Vice President and* | Disposal | 8,502 | $364.54 | $3.1M |
| 8 Jun 2026 | Juan Luis Ortega | Executive Vice President* | Disposal | 3,886 | $322.08 | $1.3M |
| 8 Jun 2026 | Juan Luis Ortega | Executive Vice President* | Acquisition | 3,886 | $139.01 | $540K |
| 8 Jun 2026 | Juan Luis Ortega | Executive Vice President* | Disposal | 3,886 | ||
| 28 May 2026 | John W Keogh | President &COO | Disposal | 1,352 | ||
| 27 May 2026 | John W Keogh | President &COO | Disposal | 20,176 | $321.45 | $6.5M |
| 27 May 2026 | John W Keogh | President &COO | Disposal | 2,824 | $321.95 | $909K |
| 27 May 2026 | John W Keogh | President &COO | Disposal | 61,000 | ||
| 27 May 2026 | John W Keogh | President &COO | Acquisition | 61,000 | ||
| 21 May 2026 | Evan G Greenberg | Chairman & CEO | Disposal | 73,555 | $330.26 | $24.3M |
| 21 May 2026 | John W Keogh | President &COO | Disposal | 29,556 | $330.26 | $9.8M |
| 21 May 2026 | Joseph F Wayland | Executive Vice President and* | Disposal | 12,164 | $330.26 | $4.0M |
| 21 May 2026 | Peter C. Enns | Executive Vice President and* | Disposal | 11,730 | $330.26 | $3.9M |
Insider filings record what officers and directors did with their own shares. Disposals are often planned sales or tax related, so a pattern across several insiders says more than one filing.
SEC filings
The latest filing is a 10-Q from 28 July 2026.
| Filed | Form | Document |
|---|---|---|
| 28 Jul 2026 | 10-Q | View on sec.gov |
| 28 Apr 2026 | 10-Q | View on sec.gov |
| 27 Feb 2026 | 10-K | View on sec.gov |
| 27 Oct 2025 | 10-Q | View on sec.gov |
| 28 Jul 2025 | 10-Q | View on sec.gov |
| 28 Apr 2025 | 10-Q | View on sec.gov |
| 27 Feb 2025 | 10-K | View on sec.gov |
| 30 Oct 2024 | 10-Q | View on sec.gov |
| 26 Jul 2024 | 10-Q | View on sec.gov |
| 26 Apr 2024 | 10-Q | View on sec.gov |
Company profile
- Exchange
- NYSE
- Sector
- Insurance Carriers
- Industry
- Insurance
- Headquarters
- ZURICH, Switzerland
- Chief executive
- Evan G. Greenberg
- Employees
- 34,000
- Website
- chubb.com
- SEC CIK
- 0000896159
Chubb Limited provides insurance and reinsurance products worldwide. The company's North America Commercial P&C Insurance segment offers commercial property, casualty, workers' compensation, package policies, risk management, financial lines, marine, construction, environmental, medical, cyber risk, surety, and excess casualty. Its Overseas General Insurance segment provides coverage for traditional commercial property and casualty.
Sector and peers
Chubb Ltd is part of the Insurance Carriers sector, which FundSpec tracks across 88 companies.
Companies in the same industry by market capitalization:
PGR Progressive Corp/Oh/TRV Travelers Companies, Inc.ALL Allstate Corp.AIG American International Group, Inc.HIG Hartford Insurance Group, Inc.ACGL Arch Capital Group Ltd.
Put two of them side by side in Compare.
In FundSpec: the fair value estimate, the momentum reading, relative valuation against sector and industry peers, unusual options activity and AI model signals for CB are available to subscribers, with the same screen in the iOS and Android apps.
Open CB in FundSpec