American International Group, Inc. (AIG): price, analyst ratings, earnings and fundamentals
Updated 16 September 2026, 08:02 ET
American International Group, Inc. (AIG) closed at $75.98 on 15 September 2026, down 0.4%. The stock is down 0.9% over one month and down 3.7% over one year. It trades 13.0% below its 52-week high of $87.29. Analysts recorded 17 actions in the last 90 days; the median price target of $88 is 15.8% above the last close. The company last reported on 6 August 2026 for Q2 2026: EPS of $2.00 against an estimate of $1.93, a beat of 3.6%, on revenue of $7.1 billion.
Price and performance
Performance figures use dividend and split adjusted closes over trading sessions, so a one-year move compares the last close with the close 252 sessions earlier. The 52-week range uses the adjusted daily highs and lows of the same window. Read the guide: Momentum, trend and technical indicators.
The live chart with technical indicators is in the app: open AIG in FundSpec.
Analyst ratings
Over the last 90 days FundSpec recorded 17 analyst actions on AIG from 12 firms: 15 maintained or reiterated a view, 1 upgrade and 1 downgrade. Price targets were 9 raised and 7 lowered. The most recent targets from 13 firms range from $81 to $98, with a median of $88, 15.8% above the last close.
| Date | Firm | Action | Price target |
|---|---|---|---|
| 2 Sep 2026 | Argus Research | Reiterates Buy | $90.00 |
| 17 Aug 2026 | Cantor Fitzgerald | Maintains Overweight | $92.00 to $90.00 |
| 12 Aug 2026 | Morgan Stanley | Maintains Equal-Weight | $82.00 to $81.00 |
| 11 Aug 2026 | Keefe, Bruyette & Woods | Maintains Outperform | $95.00 to $96.00 |
| 10 Aug 2026 | Mizuho | Maintains Neutral | $89.00 to $86.00 |
| 10 Aug 2026 | Piper Sandler | Maintains Neutral | $80.00 to $84.00 |
| 10 Aug 2026 | Wells Fargo | Maintains Equal-Weight | $89.00 to $85.00 |
| 10 Aug 2026 | RBC Capital | Maintains Sector Perform | $85.00 to $87.00 |
| 7 Aug 2026 | Barclays | Maintains Equal-Weight | $80.00 to $81.00 |
| 20 Jul 2026 | JP Morgan | Maintains Neutral | $86.00 to $90.00 |
A price target is one firm's twelve-month view, and the median across firms is a steadier reading than any single call. Upgrades and downgrades matter more when they change a rating, not only a target. Read the guide: What analyst ratings and price targets actually tell you.
Every action with the firm's history is in Analyst Ratings.
Earnings
The next report is scheduled for 3 November 2026 after the close for Q3 2026, with EPS expected at $1.80 on revenue of $7.4 billion. American International Group, Inc. beat the EPS estimate in 8 of its last 8 reported quarters.
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue |
|---|---|---|---|---|---|
| Q2 2026 | 6 Aug 2026 | $1.93 | $2.00 | +3.63% | $7.1B |
| Q1 2026 | 30 Apr 2026 | $1.88 | $2.11 | +12.23% | $6.7B |
| Q4 2025 | 10 Feb 2026 | $1.90 | $1.96 | +3.16% | $6.5B |
| Q3 2025 | 4 Nov 2025 | $1.70 | $2.20 | +29.41% | $6.4B |
| Q2 2025 | 6 Aug 2025 | $1.59 | $1.81 | +13.84% | $7.1B |
| Q1 2025 | 1 May 2025 | $1.01 | $1.17 | +15.84% | $6.8B |
| Q4 2024 | 11 Feb 2025 | $1.23 | $1.30 | +5.69% | $7.2B |
| Q3 2024 | 4 Nov 2024 | $1.10 | $1.23 | +11.82% | $6.8B |
An earnings surprise is the reported EPS against the consensus estimate on the day. The price reaction depends as much on guidance and on what was already priced in as on the surprise itself. Read the guide: Earnings season: estimates, surprises and price reaction.
Estimates, confirmed dates and alerts for every company are in Earnings.
Fundamentals
For the period ended 30 June 2026, American International Group, Inc. reported revenue of $7.1 billion and net income of $948.0 million. On a trailing twelve month basis the company shows revenue growth of -4.19%, a gross margin of N.A., an operating margin of 15.13% and a return on equity of 7.22%.
Income statement
| Line | Amount |
|---|---|
| Revenue | $7,085,000,000 |
| Selling, General & Administrative Expenses | $1,231,000,000 |
| Depreciation & Amortization | $939,000,000 |
| Interest Expense | $100,000,000 |
| Pre-tax Income | $1,264,000,000 |
| Income Tax Expense | $316,000,000 |
| Net Income | $948,000,000 |
Cash flow
| Line | Amount |
|---|---|
| Cash from Operating Activities | $1,716,000,000 |
| Cash from Investing Activities | -$752,000,000 |
| Cash from Financing Activities | -$920,000,000 |
| Dividends Paid | $263,000,000 |
| Share Repurchases | $645,000,000 |
Assets
| Line | Amount |
|---|---|
| Cash & Cash Equivalents | $1,565,000,000 |
| Restricted Cash | $58,000,000 |
| Plant, Property & Equipment, Net | $1,369,000,000 |
| Operating Lease Right-of-Use Assets | $690,000,000 |
| Other Investments | $6,841,000,000 |
| Goodwill Intangible Assets, Net | $3,422,000,000 |
| Total Assets | $163,464,000,000 |
Liabilities and equity
| Line | Amount |
|---|---|
| Long-term Debt | $9,191,000,000 |
| Operating Lease Liabilities, Long-term | $856,000,000 |
| Minority Interest | $20,000,000 |
| Total Liabilities | $122,838,000,000 |
| Retained Earnings | $38,388,000,000 |
| Treasury Stock | -$72,283,000,000 |
| Other Accumulated Comprehensive Income | -$5,606,000,000 |
| Total Stockholders Equity | $40,606,000,000 |
| Total Liability & Stockholders Equity | $163,464,000,000 |
Figures as filed with the SEC for the period ended 30 June 2026, in US dollars.
FundSpec fundamental metrics
Each metric is computed from the company's filings and ranked against every company FundSpec covers; the percentile is the share of covered companies with a lower value.
Leverage
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Debt/Assets | 0.06 | 51st | Calculated as the ratio of Short-Term Debt + Long-Term Debt / Total Assets. The higher the ratio, the higher the degree of leverage, and consequently, financial risk |
| Debt/Equity | 0.23 | 50th | Calculated as the ratio of Total Liabilities / Shareholders' Equity. The ratio indicates how much debt a company is using to finance its assets relative to the amount of value represented in shareholders’ equity |
| Degree of Financial Leverage | 1.11 | 68th | Calculated as the ratio of Percentage change in EPS / Percentage change in EBIT. A higher degree of financial leverage means that the company has more volatile EPS. |
| Long Term Debt/Long Term Capital | 0.18 | 29th | Calculated as Long-Term Debt / (Long-Term Debt + Shareholders' Equity). The ratio is an indicator of the company's leverage |
Earnings Growth (Net Income)
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Net Income Pct Growth | -7.3% | 38th | The Net Income growth rate over the trailing twelve months (TTM) |
| Net Income Pct Growth 3 year CAGR | -15.0% | 29th | The Net Income compound annual growth rate (CAGR) over the past 3 years |
| Net Income Pct Growth 5 year CAGR | -6.8% | 33rd | The Net Income compound annual growth rate (CAGR) over the past 5 years |
Cashflow
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Operating Cashflow Pct Growth | 21.9% | 62nd | The Operating Cashflow growth rate over the trailing twelve months (TTM) |
| Operating Cashflow Pct Growth 3 year CAGR (FY) | -6.1% | 33rd | The Operating Cashflow compound annual growth rate (CAGR) over the past 3 years |
| Operating Cashflow Pct Growth 5 year CAGR (FY) | -1.2% | 41st | The Operating Cashflow compound annual growth rate (CAGR) over the past 5 years |
Profitability
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Operating Margin Pct | 15.1% | 74th | Calculated as the ratio of (Revenue - (Cost of Goods Sold + Labour + Sales, General & Administrative)) / Revenue. Operating margins are important because they measure efficiency. The higher the operating margin, the more profitable a company's core business is. |
| PreTax Margin Pct | 13.6% | 70th | Calculated as the ratio of (Gross profit - (Operating Expense + Interest Expense)) / Revenue. The pretax profit margin enables profitability to be compared across companies with significant differences in size, scale, capital structure and tax rates. |
| Return on Assets Pct | 1.8% | 64th | Calculated as the ratio of Net Income / Total Assets. It is an indicator of how efficient the company is at using its assets to generate earnings. |
| Return on Equity Pct | 7.2% | 58th | Calculated as the ratio of Net Income / Shareholders' equity. It is a measure of how much profit a company generates with the money shareholders have invested. |
| Return on Invested Capital Pct | 6.6% | 62nd | Calculated as the ratio of (Net Income - Dividends) / (Debt + Equity). It is a measure of how efficient the company is at allocating the capital under its control to profitable investments. |
Top Line Growth
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Revenue Pct Growth | -4.2% | 25th | The Revenue (Sales) growth rate over the trailing twelve months (TTM) |
| Revenue Pct Growth 3 year CAGR | 19.7% | 82nd | The Revenue (Sales) compound annual growth rate (CAGR) over the past 3 years |
| Revenue Pct Growth 5 year CAGR | -10.0% | 11th | The Revenue (Sales) compound annual growth rate (CAGR) over the past 5 years |
Taxes
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Effective Tax Rate Pct | 18.2% | 62nd | The effective tax rate of the company over the trailing twelve months (TTM). |
Margins and returns say how much of each dollar of sales becomes profit and how hard the balance sheet is working; leverage and liquidity say how much room the company has when conditions turn. Read the guide: A practical guide to discounted cash flow valuation.
Fair value, peer multiples and the full statement history are in the app: open AIG in FundSpec.
Insider activity
In the last 90 days insiders filed 19 transactions: 15 acquisitions covering 64,953 shares and 4 disposals covering 239,305 shares. Acquisitions include awards and option exercises as well as open market purchases. The largest by value was a disposal of 200,000 shares by Peter Zaffino, Director, Executive Chair on 12 August 2026, worth about $15.3 million at the transaction price.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 8 Sep 2026 | Nancy M Bewlay | EVP, Chief Underwriting Off | Acquisition | 55,284 | ||
| 13 Aug 2026 | Peter Zaffino | Director, Executive Chair | Disposal | 36,629 | $76.13 | $2.8M |
| 13 Aug 2026 | Peter Zaffino | Director, Executive Chair | Disposal | 200 | $76.89 | $15K |
| 12 Aug 2026 | Peter Zaffino | Director, Executive Chair | Disposal | 200,000 | $76.47 | $15.3M |
| 27 Jul 2026 | Christopher Schaper | EVP, Chief Risk Officer | Disposal | 2,476 | $79.16 | $196K |
| 1 Jul 2026 | Diana M Murphy | Director | Acquisition | 72 | ||
| 1 Jul 2026 | John G Rice | Director | Acquisition | 115 | ||
| 1 Jul 2026 | Linda A Mills | Director | Acquisition | 505 | ||
| 1 Jul 2026 | Linda A Mills | Director | Acquisition | 290 | ||
| 1 Jul 2026 | John C Inglis | Director | Acquisition | 48 | ||
| 1 Jul 2026 | James Jr. Cole | Director | Acquisition | 121 | ||
| 1 Jul 2026 | Peter R Porrino | Director | Acquisition | 538 | ||
| 1 Jul 2026 | Peter R Porrino | Director | Acquisition | 325 | ||
| 1 Jul 2026 | Juan R. Perez | Director | Acquisition | 33 | ||
| 1 Jul 2026 | John G Rice | Director | Acquisition | 1,256 |
Insider filings record what officers and directors did with their own shares. Disposals are often planned sales or tax related, so a pattern across several insiders says more than one filing.
SEC filings
The latest filing is a 10-Q from 7 August 2026.
| Filed | Form | Document |
|---|---|---|
| 7 Aug 2026 | 10-Q | View on sec.gov |
| 1 May 2026 | 10-Q | View on sec.gov |
| 12 Feb 2026 | 10-K | View on sec.gov |
| 5 Nov 2025 | 10-Q | View on sec.gov |
| 7 Aug 2025 | 10-Q | View on sec.gov |
| 2 May 2025 | 10-Q | View on sec.gov |
| 13 Feb 2025 | 10-K | View on sec.gov |
| 7 Nov 2024 | 10-Q | View on sec.gov |
| 1 Aug 2024 | 10-Q | View on sec.gov |
| 2 May 2024 | 10-Q | View on sec.gov |
Company profile
- Exchange
- NYSE
- Sector
- Insurance Carriers
- Industry
- Insurance
- Headquarters
- New York, New York
- Chief executive
- Peter S. Zaffino
- Employees
- 26,200
- Website
- aig.com
- SEC CIK
- 0000005272
American International Group, Inc. offers insurance products for commercial, institutional, and individual customers in North America and internationally. The company's General Insurance segment provides general liability, environmental, commercial automobile liability, workers' compensation, casualty, and crisis management insurance products. Its Life and Retirement segment offers variable annuities, index and fixed annuity, and retail mutual funds; and financial planning and advisory services.
Sector and peers
American International Group, Inc. is part of the Insurance Carriers sector, which FundSpec tracks across 88 companies.
Companies in the same industry by market capitalization:
CB Chubb LtdPGR Progressive Corp/Oh/TRV Travelers Companies, Inc.ALL Allstate Corp.HIG Hartford Insurance Group, Inc.ACGL Arch Capital Group Ltd.
Put two of them side by side in Compare.
In FundSpec: the fair value estimate, the momentum reading, relative valuation against sector and industry peers, unusual options activity and AI model signals for AIG are available to subscribers, with the same screen in the iOS and Android apps.
Open AIG in FundSpec