Fifth Third Bancorp (FITB): price, analyst ratings, earnings and fundamentals
Updated 16 September 2026, 08:02 ET
Fifth Third Bancorp (FITB) closed at $54.67 on 15 September 2026, up 0.5%. The stock is down 5.8% over one month and up 20.0% over one year. It trades 8.1% below its 52-week high of $59.50. Analysts recorded 13 actions in the last 90 days; the median price target of $62 is 13.4% above the last close. The company last reported on 17 July 2026 for Q2 2026: EPS of $1.02 against an estimate of $0.88, a beat of 15.9%, on revenue of $3.3 billion.
Price and performance
Performance figures use dividend and split adjusted closes over trading sessions, so a one-year move compares the last close with the close 252 sessions earlier. The 52-week range uses the adjusted daily highs and lows of the same window. Read the guide: Momentum, trend and technical indicators.
The live chart with technical indicators is in the app: open FITB in FundSpec.
Analyst ratings
Over the last 90 days FundSpec recorded 13 analyst actions on FITB from 11 firms: 13 maintained or reiterated a view. Price targets were 13 raised. The most recent targets from 15 firms range from $54 to $67, with a median of $62, 13.4% above the last close.
| Date | Firm | Action | Price target |
|---|---|---|---|
| 29 Jul 2026 | JP Morgan | Maintains Overweight | $61.00 to $62.00 |
| 24 Jul 2026 | Citigroup | Maintains Neutral | $53.00 to $59.00 |
| 21 Jul 2026 | Evercore ISI Group | Maintains In-Line | $60.00 to $61.00 |
| 20 Jul 2026 | B of A Securities | Maintains Buy | $63.00 to $65.00 |
| 20 Jul 2026 | Keefe, Bruyette & Woods | Maintains Market Perform | $58.00 to $60.00 |
| 20 Jul 2026 | DA Davidson | Maintains Buy | $63.00 to $65.00 |
| 20 Jul 2026 | RBC Capital | Maintains Outperform | $57.00 to $62.00 |
| 7 Jul 2026 | UBS | Maintains Buy | $60.00 to $65.00 |
| 6 Jul 2026 | Evercore ISI Group | Maintains In-Line | $58.00 to $60.00 |
| 6 Jul 2026 | JP Morgan | Maintains Overweight | $54.50 to $61.00 |
A price target is one firm's twelve-month view, and the median across firms is a steadier reading than any single call. Upgrades and downgrades matter more when they change a rating, not only a target. Read the guide: What analyst ratings and price targets actually tell you.
Every action with the firm's history is in Analyst Ratings.
Earnings
The next report is scheduled for 19 October 2026 before the open for Q3 2026, with EPS expected at $0.89 on revenue of $3.3 billion. Fifth Third Bancorp beat the EPS estimate in 8 of its last 8 reported quarters.
| Period | Reported | EPS estimate | EPS actual | Surprise | Revenue |
|---|---|---|---|---|---|
| Q2 2026 | 17 Jul 2026 | $0.88 | $1.02 | +15.91% | $3.3B |
| Q1 2026 | 17 Apr 2026 | $0.47 | $0.83 | +76.60% | $2.8B |
| Q4 2025 | 20 Jan 2026 | $1.00 | $1.08 | +8.00% | $2.3B |
| Q3 2025 | 17 Oct 2025 | $0.86 | $0.93 | +8.14% | $2.3B |
| Q2 2025 | 17 Jul 2025 | $0.87 | $0.90 | +3.45% | $2.2B |
| Q1 2025 | 17 Apr 2025 | $0.70 | $0.73 | +4.29% | $2.1B |
| Q4 2024 | 21 Jan 2025 | $0.88 | $0.90 | +2.27% | $2.2B |
| Q3 2024 | 18 Oct 2024 | $0.83 | $0.85 | +2.41% | $2.1B |
An earnings surprise is the reported EPS against the consensus estimate on the day. The price reaction depends as much on guidance and on what was already priced in as on the surprise itself. Read the guide: Earnings season: estimates, surprises and price reaction.
Estimates, confirmed dates and alerts for every company are in Earnings.
Fundamentals
For the period ended 30 June 2026, Fifth Third Bancorp reported revenue of $4.4 billion and net income of $801.0 million. On a trailing twelve month basis the company shows revenue growth of -23.05%, a gross margin of N.A., an operating margin of N.A. and a return on equity of 8.44%.
Income statement
| Line | Amount |
|---|---|
| Revenue | $4,431,000,000 |
| Depreciation & Amortization | $205,000,000 |
| Pre-tax Income | $1,036,000,000 |
| Income Tax Expense | $235,000,000 |
| Net Income | $801,000,000 |
Cash flow
| Line | Amount |
|---|---|
| Cash from Operating Activities | $2,796,000,000 |
| Stock-based Compensation | $43,000,000 |
| Cash from Investing Activities | -$4,846,000,000 |
| Capital Expenditures | $174,000,000 |
| Cash from Financing Activities | $2,340,000,000 |
| Dividends Paid | $402,000,000 |
| Free Cash Flow | $2,622,000,000 |
Assets
| Line | Amount |
|---|---|
| Cash & Cash Equivalents | $4,374,000,000 |
| Plant, Property & Equipment, Net | $3,343,000,000 |
| Operating Lease Right-of-Use Assets | $629,000,000 |
| Goodwill Intangible Assets, Net | $11,243,000,000 |
| Total Assets | $300,180,000,000 |
Liabilities and equity
| Line | Amount |
|---|---|
| Total Short-term Debt | $4,633,000,000 |
| Long-term Debt | $17,636,000,000 |
| Operating Lease Liabilities, Long-term | $711,000,000 |
| Finance Lease Liabilities | $174,000,000 |
| Total Liabilities | $265,698,000,000 |
| Preferred Stock | $2,182,000,000 |
| Common Stock | $2,585,000,000 |
| Additional Paid In Capital | $15,603,000,000 |
| Retained Earnings | $25,645,000,000 |
| Treasury Stock | -$8,247,000,000 |
| Other Accumulated Comprehensive Income | -$3,286,000,000 |
| Total Stockholders Equity | $34,482,000,000 |
| Total Liability & Stockholders Equity | $300,180,000,000 |
Figures as filed with the SEC for the period ended 30 June 2026, in US dollars.
FundSpec fundamental metrics
Each metric is computed from the company's filings and ranked against every company FundSpec covers; the percentile is the share of covered companies with a lower value.
Leverage
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Debt/Assets | 0.07 | 54th | Calculated as the ratio of Short-Term Debt + Long-Term Debt / Total Assets. The higher the ratio, the higher the degree of leverage, and consequently, financial risk |
| Debt/Equity | 0.65 | 67th | Calculated as the ratio of Total Liabilities / Shareholders' Equity. The ratio indicates how much debt a company is using to finance its assets relative to the amount of value represented in shareholders’ equity |
| Long Term Debt/Long Term Capital | 0.34 | 44th | Calculated as Long-Term Debt / (Long-Term Debt + Shareholders' Equity). The ratio is an indicator of the company's leverage |
| Long Term Debt/Total Capital | 0.31 | 41st | Calculated as (Short-Term Debt + Long-Term Debt / (Short-Term Debt + Long-Term Debt + Shareholders' Equity). The ratio is an indicator of the company's leverage |
Profitability
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Free Cashflow Margin Pct | 20.3% | 83rd | Calculated as the ratio of Free Cashflow from Operating Activities / Net Sales. It measures how much per dollar of revenue the company is able to convert into free cash flow. |
| PreTax Margin Pct | 20.1% | 78th | Calculated as the ratio of (Gross profit - (Operating Expense + Interest Expense)) / Revenue. The pretax profit margin enables profitability to be compared across companies with significant differences in size, scale, capital structure and tax rates. |
| Return on Assets Pct | 0.9% | 57th | Calculated as the ratio of Net Income / Total Assets. It is an indicator of how efficient the company is at using its assets to generate earnings. |
| Return on Equity Pct | 8.4% | 62nd | Calculated as the ratio of Net Income / Shareholders' equity. It is a measure of how much profit a company generates with the money shareholders have invested. |
Cashflow
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| FCF Pct Growth | -20.1% | 28th | The Free Cash Flow growth rate over the trailing twelve months (TTM) |
| FCF Pct Growth 3 year CAGR | -41.1% | 23rd | The Free Cash Flow compound annual growth rate (CAGR) over the past 3 years |
| FCF Return on Assets Pct | 1.2% | 51st | Calculated as the ratio of Cashflow from Operations / Total Assets. A high cash return on assets means a company is generating more cash flow from every asset dollar |
| Operating Cashflow Pct Growth | -14.7% | 31st | The Operating Cashflow growth rate over the trailing twelve months (TTM) |
| Operating Cashflow Pct Growth 3 year CAGR (FY) | -13.1% | 26th | The Operating Cashflow compound annual growth rate (CAGR) over the past 3 years |
Earnings Growth (Net Income)
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Net Income Pct Growth | 0.5% | 43rd | The Net Income growth rate over the trailing twelve months (TTM) |
| Net Income Pct Growth 3 year CAGR | -2.7% | 41st | The Net Income compound annual growth rate (CAGR) over the past 3 years |
| Net Income Pct Growth 5 year CAGR | -1.9% | 41st | The Net Income compound annual growth rate (CAGR) over the past 5 years |
Top Line Growth
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Revenue Pct Growth | -23.0% | 11th | The Revenue (Sales) growth rate over the trailing twelve months (TTM) |
| Revenue Pct Growth 3 year CAGR | 197.7% | 99th | The Revenue (Sales) compound annual growth rate (CAGR) over the past 3 years |
| Revenue Pct Growth 5 year CAGR | 91.3% | 98th | The Revenue (Sales) compound annual growth rate (CAGR) over the past 5 years |
Taxes
| Metric | Value | Percentile | What it measures |
|---|---|---|---|
| Effective Tax Rate Pct | 21.6% | 71st | The effective tax rate of the company over the trailing twelve months (TTM). |
Margins and returns say how much of each dollar of sales becomes profit and how hard the balance sheet is working; leverage and liquidity say how much room the company has when conditions turn. Read the guide: A practical guide to discounted cash flow valuation.
Fair value, peer multiples and the full statement history are in the app: open FITB in FundSpec.
Insider activity
In the last 90 days insiders filed 15 transactions: 5 acquisitions covering 38,657 shares and 10 disposals covering 65,878 shares. Acquisitions include awards and option exercises as well as open market purchases. The largest by value was a disposal of 6,667 shares by James C. Leonard, EVP & Chief Operating Officer on 20 July 2026, worth about $382,686 at the transaction price.
| Date | Insider | Title | Type | Shares | Price | Value |
|---|---|---|---|---|---|---|
| 4 Aug 2026 | Kala Gibson | EVP | Disposal | 4,821 | $57.77 | $279K |
| 4 Aug 2026 | Kala Gibson | EVP | Acquisition | 7,018 | $26.52 | $186K |
| 4 Aug 2026 | Kala Gibson | EVP | Disposal | 7,018 | ||
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Disposal | 6,667 | $57.40 | $383K |
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Disposal | 6,041 | $57.40 | $347K |
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Disposal | 5,939 | $57.40 | $341K |
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Acquisition | 9,654 | $26.72 | $258K |
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Acquisition | 8,248 | $29.64 | $244K |
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Acquisition | 8,772 | $26.52 | $233K |
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Disposal | 3,753 | $57.40 | $215K |
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Acquisition | 4,965 | $33.17 | $165K |
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Disposal | 8,248 | ||
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Disposal | 8,772 | ||
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Disposal | 4,965 | ||
| 20 Jul 2026 | James C. Leonard | EVP & Chief Operating Officer | Disposal | 9,654 |
Insider filings record what officers and directors did with their own shares. Disposals are often planned sales or tax related, so a pattern across several insiders says more than one filing.
SEC filings
The latest filing is a 10-Q from 4 August 2026.
| Filed | Form | Document |
|---|---|---|
| 4 Aug 2026 | 10-Q | View on sec.gov |
| 5 May 2026 | 10-Q | View on sec.gov |
| 24 Feb 2026 | 10-K | View on sec.gov |
| 4 Nov 2025 | 10-Q | View on sec.gov |
| 5 Aug 2025 | 10-Q | View on sec.gov |
| 6 May 2025 | 10-Q | View on sec.gov |
| 24 Feb 2025 | 10-K | View on sec.gov |
| 5 Nov 2024 | 10-Q | View on sec.gov |
| 6 Aug 2024 | 10-Q | View on sec.gov |
| 7 May 2024 | 10-Q | View on sec.gov |
Company profile
- Exchange
- NYSE
- Sector
- Banks
- Industry
- Banking
- Headquarters
- Cincinnati, Ohio
- Chief executive
- Timothy N. Spence
- Employees
- 19,300
- Website
- 53.com
- SEC CIK
- 0000035527
Fifth Third Bancorp operates as a diversified financial services company in the United States. Its branch banking segment provides deposit and loan products to individuals and small businesses. The Consumer Lending segment engages in direct lending activities that include origination, retention, and servicing of residential mortgage and home equity loans or lines of credit. The Wealth & Asset Management segment provides various investment alternatives for individuals, companies, and not-for-profit organizations.
Sector and peers
Fifth Third Bancorp is part of the Banks sector, which FundSpec tracks across 315 companies.
Companies in the same industry by market capitalization:
STT State Street Corp.MTB M&T Bank Corp.NTRS Northern Trust Corp.CFG Citizens Financial Group Inc/Ri
Put two of them side by side in Compare.
In FundSpec: the fair value estimate, the momentum reading, relative valuation against sector and industry peers, unusual options activity and AI model signals for FITB are available to subscribers, with the same screen in the iOS and Android apps.
Open FITB in FundSpec